Dental Insurance Benefits Utilization Before Year-End 2024

With 2024 ending soon, we’re all thinking about the holiday season. In the rush to enjoy time off and buy last-minute gifts, many forget about their dental benefits.

Most dental insurance plans run on a calendar year. All benefits included in your plan will expire on December 31st. To save hundreds on denture services in Ottawa, now is the best time.

The end of the year is perfect for using your benefits on denture services like implant dentures, suction dentures, digital dentures, and repairs or relines. If you’ve been delaying a visit, now’s a great time to make an appointment.

Understanding Your Yearly Insurance Maximum

All dental insurance plans have a yearly maximum. This is the amount your insurance pays for your dental work within one year. The amount varies by company, averaging around $1,000. Each year, the maximum renews, but any leftover amount does not roll over. To maximize your dental insurance, use any unused benefits before the year ends.

Deductible

Before your insurance pays for any dental work, you must pay a set amount out of pocket. When the new year starts, your deductible resets. Deductibles vary depending on the plan and denturist, averaging around $50. If you’ve paid your deductible for the year, additional work won’t require another payment.

Premiums

Dental premiums are paid monthly, whether you need treatments or not. To take full advantage, consider regular denture check-ups and cleanings. Don’t delay necessary repairs or relines.

Fee Increases

Dental or denture clinics often increase rates at the beginning of the year. Use your benefits before the new year to avoid these increases.

The fee increase, due to cost of living, materials, or equipment, can raise your copay. It’s best to get denture services before this potential increase.

Take Care of Small Problems Before They Worsen

Problems with your dentures won’t disappear if you ignore them. A simple crack now can become extreme damage later. When ignored, these issues worsen and may require denture replacements instead of repairs or relines.

Make the Most Out of Your Dental Insurance

Have you paid for your dental insurance but not used it? Even if you don’t need treatment, get routine check-ups and cleanings to use your benefits. All dental professionals agree: check-ups prevent further issues. Our professional denturists at Ottawa South Denture Clinic use the latest technologies to provide the best results.