Using Your Ottawa Dental Insurance Before End of Year
With 2021 coming to a close, all we’re thinking about is the holiday season.
In all efforts to enjoy time off with family and spend our holidays shopping for last minute gifts, many people tend to forget about their dental benefits.
Since most dental insurance plans run on a traditional calendar year, all the benefits included in your plan will end come December 31st. So if you’d like to save hundreds of dollars on denture services in Ottawa, now is the best time.
The end of the year offers the perfect opportunity to utilize your benefits for denture services such as implant dentures, suction dentures, digital dentures and repairs or relines. If you’ve been delaying visiting a denture clinic, now’s a great time to make an appointment.
All dental insurance plans have a yearly maximum, which is the amount your insurance has agreed to pay for your dental work within one year.
The amount varies depending on the insurance company, although the average tends to be around $1,000. At the beginning of every year, the yearly maximum is renewed, though whatever amount is left from the previous year does not roll over.
To make the most out of your dental insurance, be sure to utilize any and all unused benefits before the year ends.
Before your insurance company pays for any dental work, you’re required to pay a set amount of money out of pocket.
Similar to the yearly maximum, when the new year starts, your deductible will reset. Deductibles will vary in amount depending on the denturist and plan you’ve chosen, though the amount typically averages around $50.
If you’ve already paid your deductible for the year, any additional dental work done before the plan renews won’t require another set payment.
Dental premiums are paid every month, whether you require any treatments or not.
To take full advantage of these premiums at your local denture clinic, consider getting regular denture check-ups and cleaning. And most importantly, don’t delay any necessary repairs or relines.
Any dental or denture clinic looking to increase their rates will generally do so at the beginning of the year, giving you an opportunity to utilize your benefits before the new year.
The fee increase, whether due to cost of living, materials, or equipment, can make your copay higher, so it’s best to get any denture services before the potential increase.
Take Care of Small Problems Before They Worsen
Problems with your dentures won’t go away if you ignore them.
What may be a simple crack in your dentures now, can be extreme damages down the line.
When these issues are left to develop, they end up becoming worse than the original problem and put you at risk of requiring denture replacements instead of repairs or relines.
Make the Most Out of Your Dental Insurance
Have you paid for your dental insurance but have yet to use it?
Even if you don’t require anything from a dental or denture clinic, you can still take full advantage of your benefits by getting routine check-ups and cleanings. In fact, all dental professionals can agree on one thing: check-ups prevent further issues down the line.
Our professional denturists at Ottawa South Denture Clinic combine their expertise with the latest technologies available on the market to provide you with the best results possible.
Reach out to us to learn more about how you can get the most out of your dental insurance and book your next appointment today.